<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- ============================================================
       IKAMBA REMIT — PUBLIC SITEMAP
       Generated: 2026-03-24
       Scope: Public-only pages. All authenticated routes (/dashboard,
       /send, /recipients, /wallet, /settings, /transactions, /bars,
       /my-deposits, /automations, /feedback, /admin/*, /suspended,
       /verify-email) are intentionally excluded.
       Note on /signin and /signup: excluded — they are functional UI
       entry points, not content pages, and Google deprioritises
       login/register forms for organic indexing.
       Note on /terms and /compliance: both render PrivacyPage —
       identical content, so canonical is /privacy. These paths are
       excluded to avoid a duplicate-content signal.
  ================================================================ -->

  <!-- TIER 1 — Core public content -->
  <url>
    <loc>https://ikambaremit.com/</loc>
    <lastmod>2026-03-24</lastmod>
  </url>

  <url>
    <loc>https://ikambaremit.com/how-it-works</loc>
    <lastmod>2026-03-24</lastmod>
  </url>

  <url>
    <loc>https://ikambaremit.com/faq</loc>
    <lastmod>2026-03-24</lastmod>
  </url>

  <url>
    <loc>https://ikambaremit.com/pricing</loc>
    <lastmod>2026-03-24</lastmod>
  </url>

  <!-- TIER 2 — Brand / trust -->
  <url>
    <loc>https://ikambaremit.com/about</loc>
    <lastmod>2026-03-24</lastmod>
  </url>

  <url>
    <loc>https://ikambaremit.com/contact</loc>
    <lastmod>2026-03-24</lastmod>
  </url>

  <!-- TIER 3 — Legal (canonical only, /terms and /compliance omitted) -->
  <url>
    <loc>https://ikambaremit.com/privacy</loc>
    <lastmod>2026-03-24</lastmod>
  </url>

  <!-- TIER 4 — Programmatic corridor pages -->
  <url>
    <loc>https://ikambaremit.com/send-money-from-russia-to-rwanda</loc>
    <lastmod>2026-03-24</lastmod>
  </url>

</urlset>
